Legal notice – Hackea tus Finanzas

Courtesy translation. The Spanish version (Aviso legal de Hackea) is the binding one; if there is any difference, the Spanish text prevails. This document is a draft that has not yet been reviewed by a licensed attorney.

Provider: Camilo Andrés Tirado Cabrera, an individual.
Identification: Colombian citizenship ID (cédula de ciudadanía) 80.881.926.
Address for legal notices: Calle 159 # 7-74, Bogotá, Colombia.
Phone: +57 314 460 2503.
Email: [email protected].
Website: rentaycapital.com.

What it is. An online financial-education course for children and young people aged 8 to 18, purchased by an adult. Access lasts one year from the purchase, with up to 4 student profiles and up to 2 adults per purchase. Total price in Colombian pesos, taxes included: COP 80,000. One single payment, no automatic renewal.

Payment. Processed by Hotmart. Right of withdrawal and guarantee: 7 days to ask for a full refund (see conditions). Terms and conditions: read them here. Privacy: policy and notices. Complaints and claims: write to [email protected]; every request receives a dated reply. You may also go to the Superintendence of Industry and Commerce (SIC).

Informal education. This course is informal education (Decree 1075 of 2015, art. 2.6.6.8) and does not lead to any degree or certificate of occupational competence.

No endorsement. Hackea is not endorsed by any public or private entity. Official figures are cited from their public sources.

Intellectual property. All content, the brand and the Chigüi mascot belong to their owner. Reproducing them without authorization is prohibited.

Warnings

Educational course (informal education). It is not financial advice or a recommendation of products or institutions. The app does not receive, hold or move money. An adult is needed to buy: if you are under 18, ask your parent or guardian for permission.

The content of this communication or message does not constitute professional advice to make investments within the meaning of article 2.40.1.1.2 of Decree 2555 of 2010 or the rules that amend, replace or supplement it.

“Your first million” is an educational goal: in the course you design your own plan to reach it with your savings and your family’s. The course does not guarantee profits or timeframes; the result depends on how much you save, for how long and on real interest rates.

The simulators are educational simulations with illustrative assumptions. Real results may be different, including worse. They are not a promise of returns.

The mission bonus is a voluntary agreement within your family: you pay it yourself, directly to your child and by your own means. Hackea only records what you enter; it does not receive, hold or transfer money.

Institutions or brands mentioned in the lessons are examples: they are not a recommendation and there is no commercial relationship. Before using any institution, check that it is supervised, using the Financial Superintendence’s search tool.

The cases in the Scam Detector are fictional and are used to learn to recognize deceptive mechanics. For real cases, see the official warnings of the Financial Superintendence and the Superintendence of Companies.

Work and young people. This course does not promote child labor. In Colombia nobody can be hired to work before age 15, and from 15 to 17 a written permit from the labor inspector is required (Law 1098 of 2006, Resolution 1796 of 2018).

Courtesy translation of the Spanish document. Version 1.0, in force since October 21, 2026. Contact: [email protected].